Overview
All registered UC San Diego students are automatically enrolled in the UC Student Health Insurance Plan (UC SHIP) and charged for the mandatory fee.
If you already have a private health insurance provider that meets University requirements, you may apply for a Health Fee Waiver. If approved, the UC SHIP charge will be waived from your student account. For more on this process, please see our Knowledge Base Article: Understanding UC SHIP Waiver Credits & Billing Timelines.
Requirements for Opting Out
To waive the fee, your private insurance must:
- Be active on the first day of the quarter.
- Meet specific coverage criteria (such as local care access and emergency coverage).
- Be verified through the online waiver portal each academic year.
How to Submit a Waiver
- Check Deadlines: Visit the Student Health Services (SHS) website to find the waiver deadline for the current quarter.
- Gather Documents: Have your private insurance member ID card and summary of benefits ready.
- Apply Online: Using your Single Sign-On credentials, you will submit your waiver application online through the Academic HealthPlans (AHP) website.
- Verification (7–10 Business Days): AHP verifies your insurance coverage. You will receive an automated email once your waiver is approved or denied.
- Confirm Status: You will receive an automated email once your waiver is approved or denied.
Need Assistance?
If you have questions about the waiver criteria or the status of your application, contact the Student Health Insurance Office:
- Phone: (858) 534-2124
- Fax: (858) 822-5910
- Email: ship3@ucsd.edu
- Important: To protect your privacy, you must include the word "secure" in your email subject line.